Paycheck BookU.S. take-home estimates

Percent or a new salary

Pay Raise Calculator

This pay raise calculator runs the same 2026 FICA rules twice. Enter current pay and either a raise percentage or a new annual salary. The result is the extra take-home on each check and over a year. It does not move you into a new IRS bracket on its own.

Current pay and the raise

Start with a sample if you want to see a result first. The estimate updates as you type.

Enter the amount before taxes, in U.S. dollars.
Enter 3 for a 3% raise, or enter the new yearly salary if you chose that option.
The same percentage is used before and after the raise. The calculator multiplies; it does not apply IRS withholding tables.
Kept as the same dollar amount before and after the raise. It lowers the income-tax base and does not lower FICA here.

Extra take-home after the raise

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    How the calculator figures the estimate

    The calculator first turns current pay into an annual amount. A percentage raise multiplies that annual gross. A new-salary raise replaces it. Both sides then use the same 2026 FICA rules: Social Security at 6.2% up to $184,500, Medicare at 1.45% of all wages, and Additional Medicare Tax at 0.9% above $200,000.

    Federal and state income tax use the percentages you enter, applied after the optional pre-tax amount. Extra take-home is the difference between the two estimated nets, shown for the year and for one paycheck at the frequency you selected.

    Common questions

    Will a raise change my tax bracket?

    It can, on a real return. This page keeps the percentage you type on both sides so you can see the shape of extra pay. It does not look up IRS brackets.

    Why does extra take-home look smaller than the raise?

    FICA and the income-tax percentages still apply to the new gross. A $3,000 raise is not $3,000 of extra cash. The result names both the extra gross and the extra net.

    Should I change my 401(k) after a raise?

    This page keeps the pre-tax dollar amount the same. If you contribute a percentage of pay, use the paycheck calculator with the new yearly deferral.